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What you need to apply?

Valid ID

Valid SA I.D.

Payslips or Bank Statements

Your 3 latest payslips or 3 latest bank statements

Bank Account

A valid Bank Account

Cellphone Number

A valid Cellphone Number


Contact Details

USSD: *120*5566#
Website: www.capfin.co.za
Email: info@capfin.co.za
Capfin Logo

Capfin is a registered credit provider, NCRCP13053. Standard SMS rates and Terms and Conditions apply.

How to apply at PEP?

Valid ID

Bring us your SA I.D., 3 latest payslips or 3 latest bank statements

Payslips or Bank Statements

Next, the store will scan your documents using a FICA device and send your application to Capfin.

Bank Account

Capfin will contact you to finalise the process.


Contact Details

USSD: *120*5566#
Website: www.capfin.co.za
Email: info@capfin.co.za
Capfin Logo

Capfin is a registered credit provider, NCRCP13053. Standard SMS rates and Terms and Conditions apply.

How much will it cost?

LOAN REPAYMENT EXAMPLE

Repayment Term 6 Months 12 Months
Loan Amount R4 000.00 R4 000.00
Maximum Interest Rate 5.0% pm 28.75% pa
Initiation Fee R535.00 R535.00
Maximum Monthly Service Fee R69.00 R69.00
Maximum Monthly Instalment R1010.00 R530.00
Maximum Loan Repayment R6 062.00 R6 355.00

All figures listed are inclusive of VAT at the prescribed rate.

Example based on first Capfin loan in the calendar year and the prime interest rate at the time of publishing (September 2024).


Contact Details

USSD: *120*5566#
Website: www.capfin.co.za
Email: info@capfin.co.za
Capfin Logo

Capfin is a registered credit provider, NCRCP13053. Standard SMS rates and Terms and Conditions apply.